Coverage Included In Your Elpha Secure Cyber Policy

Our comprehensive cyber insurance policies are designed to help you respond and recover from a range of today's most common cyber incidents.

You get a range of coverages with your policy, plus enhancements for certain coverages simply by using our software.

First-party coverages

• Incident Response Expenses

• Extortion Loss

• Cyber Crime

• Business Interruption Loss

• Data Restoration

• Utility Fraud

• Dependent Business Interruption Loss

• Hardware Replacement

• Reputation Loss

What's great about our first-party cyber insurance is that it's transparent and inclusive: we don't rely on endorsements. You automatically get certain coverages that are traditionally attached as endorsements — Hardware Replacement, Cyber Crime, Utility Fraud, and Reputation Loss.

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Liability coverages

• Network Security and Privacy Liability

• Data Subject Liability

• Regulatory Fines

• Payment Card Fines

• Media Liability

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Enhancements

In addition to a 360º cyber defense, using our software on all relevant endpoints grants you:

• Extortion Loss Retention as low as $500

• 6 hour Waiting Period as it relates to the Business Interruption Loss Insuring Agreement

• 365-day Period of Restoration as it relates to the Business Interruption Loss Insuring Agreement